The Best Ride Share Accident Claim Attorney In DFW

Ride Share Uber/Lyft Liability Information

Personal injury law relating to ride sharing in Texas is an important and complex topic. As ride sharing has become more popular in recent years, accidents and injuries involving these services have increased as well. Under Texas law, ride-share drivers are classified as independent contractors, which means they are not employees of ride-sharing companies. This can complicate matters and lead to confusion when it comes to liability and coverage. It is, therefore, essential for both drivers and passengers to be aware of the laws that govern ride-sharing services and their rights and responsibilities.

In Texas, ride sharing companies such as Uber and Lyft are regulated by the Texas Department of Licensing and Regulation. These companies are required to carry insurance that covers both the driver and any passengers in the event of an accident. If you are injured in an accident while using a ride sharing service, you have the right to seek compensation for your injuries. However, navigating the legal system and determining liability in these cases can be challenging.

In 2017, state-wide regulations were created for ride-sharing in Texas. The key elements of the bill include accessibility, non-discrimination, consumer protection and safety.

Uber/Lyft Insurance Coverage

Specific insurance policies are in place for ride-sharing services such as Uber and Lyft, which provide coverage for drivers and passengers involved in accidents. These insurance policy varies depending on the circumstances of the accident.

When the ride-share app is off

The driver is protected by their own personal insurance policy and the claim is filed in the same way as any motor vehicle accident

When the ride-share driver is available or waiting for a ride request

The ride-share company holds a higher level of liability coverage:

  • $50,000 in bodily injury per person
  • $100,000 in bodily injury per accident
  • $25,000 in property damage per accident

When the ride-share driver is en route to pick up riders and during trips

The ride-share company maintains the following auto insurance on behalf of the driver:

  • $1,000,000 third-party liability
  • Uninsured/underinsured motorist bodily injury and/or first-party injury insurance
  • Contingent comprehensive and collision

Accident with an Uber/Lyft vehicle

If the driver was not working at the time of the accident, you can file a claim against the driver and their personal auto insurance coverage would apply as in the case of any motor vehicle accident. If the driver was working, both the driver’s personal insurance as well as the ride-share company coverage would apply up to $1 million.

Accident while riding in an Uber/Lyft

Ride-share companies carry third-party insurance which covers bodily injury and property damage arising from a covered accident. If the other driver is at fault and does not have sufficient insurance, these companies carry UM/UIM bodily injury coverage which also applies in the case of a hit and run.

Steps to take after an accident with a ride-share vehicle

  1. Assess any injuries and seek medical attention.
  2. Call the police to file a report and request assistance if needed.
  3. Contact your Just Wrecked personal injury attorney and we will initiate an immediate investigation.
  4. Contact the ride-share support team to report the incident.
  5. Document the scene of the accident, including taking photos of any damage to the vehicles involved, and obtaining contact information from all witnesses.
  6. Refrain from making statements of admission or fault.

If you or someone you know has been injured in a ride-sharing accident, it is important to seek the guidance of an experienced personal injury attorney. Just Wrecked Law Firm can help protect your legal rights and pursue all available legal remedies for your case. Victims may be entitled to compensation for medical expenses, lost income, pain and suffering, and other damages incurred as a result of the accident. With our legal representation, you can hold negligent parties accountable and obtain the compensation you deserve. Call Now (972) 777-HELP.